Equipment Lease Finance

Finance the equipment that grows your business

Flexible lease structures for industrial machinery, vehicles, medical, and IT equipment — designed around your cash flow, not against it.

Equipment lease finance
৳1,200+ Cr
Equipment Financed
850+
Active Lease Clients
5–7
Days to Approval
98%
Client Retention

Why choose lease finance?

Preserve working capital, gain tax efficiency, and stay flexible as your business scales.

Quick Approval

5–7 working days from complete documentation to disbursement.

Competitive Rates

Market-leading lease rentals tailored to your cash flow cycle.

Asset-Backed Security

Collateral-optimised structures that protect both sides.

Tax Efficiency

Lease rentals treated as operating expenses for better tax planning.

What we finance

Income-generating assets across manufacturing, healthcare, IT, and infrastructure.

Industrial Machinery

CNC, textile, packaging, food processing equipment.

Commercial Vehicles

Trucks, buses, delivery fleets, construction vehicles.

Medical Equipment

Diagnostic, imaging, surgical, and lab instruments.

IT Infrastructure

Servers, networking, enterprise software, data centers.

Construction Equipment

Excavators, cranes, generators, heavy machinery.

Office Equipment

Furniture, security systems, HVAC, fit-out solutions.

A simple 4-step process

From first conversation to equipment delivery in under two weeks.

01

Initial Consultation

Share your asset requirements and business goals with our advisor.

02

Proposal & Quote

Receive a tailored lease structure with transparent terms.

03

Documentation

Submit business and financial documents for evaluation.

04

Approval & Disbursement

Quick approval followed by direct supplier payment.

Built around your business reality

Every lease is structured to match your cash flow cycle, seasonality, and growth stage — not a one-size-fits-all template.

Talk to an advisor
Flexible tenure from 12 to 60 months
Up to 90% asset financing
Both new and used equipment eligible
Local and imported asset financing
Step-up and balloon payment options
Insurance and maintenance bundling
End-of-term purchase or upgrade option
Dedicated relationship manager

Lease vs. Traditional Loan

See how equipment leasing stacks up against a conventional bank loan.

FeatureEquipment LeaseTraditional Loan
Initial Cash OutflowLow (security deposit only)High (down payment 20–30%)
Approval Time5–7 working days15–30 days
CollateralAsset itselfAdditional collateral often required
Tax TreatmentRental = operating expenseOnly interest deductible
End of TermBuy / upgrade / returnAsset ownership only
Balance SheetOff-balance-sheet optionLiability shown on books
Required Documents

Documents you'll need

Standard documentation kept to a minimum. Our team helps you compile everything in one go to avoid back-and-forth delays.

  • Trade license (last 3 years)
  • TIN & BIN certificate
  • Audited financial statements (2 years)
  • Bank statements (last 12 months)
  • Memorandum & Articles of Association
  • Asset quotation from supplier
  • Director NID & passport copies
  • Existing loan/lease facility details
Why Partner With Us

Trusted lease finance, backed by 27+ years of expertise.

Bangladesh Bank licensed since 1997 with a AAA risk rating — a partner you can rely on from first quote to end-of-term.

01

27+ Years of Expertise

Established 1996, licensed by Bangladesh Bank in 1997 with AAA risk rating.

AAARisk Rating
02

Dedicated Advisory

A seasoned relationship manager guides you from quote to end-of-term.

1:1Advisor
03

Fast Disbursement

Streamlined evaluation and direct supplier payment — no delays.

72hAvg. Approval

Trusted by businesses across Bangladesh

From textile mills to logistics fleets, here's what our clients say.

The lease structure freed up our working capital and let us expand the plant 6 months earlier than planned.

Tanvir Ahmed
MD, Apex Textile Mills

Documentation was straightforward and the team understood our seasonal cash flow. Highly recommended.

Farzana Haque
CFO, MediCare Diagnostics

Transparent pricing, no hidden charges, and fast disbursement — exactly what a growing business needs.

Sohel Rana
Director, Bengal Logistics

Frequently asked questions

Everything you need to know about equipment lease finance.

We finance equipment from ৳10 lakh to ৳25 crore. Larger facilities are evaluated case-by-case based on the asset and client profile.

Ready to finance your next equipment?

Get a no-obligation quote within 24 hours. Our team will tailor a lease structure that fits your business.

Get Quote